FSA & HSA for Weight Loss Programs: Use It Before You Lose It
How your FSA weight loss benefits can make a real difference before year-end
As the year winds down, many people start looking at their Flexible Spending Account (FSA) or Health Savings Account (HSA) balances and realize there’s still money left to spend, but aren’t sure where to use it effectively. The good news? You may be able to use those pre-tax dollars toward a medical weight loss program!
If you’ve been thinking about taking control of your health, this is one of the smartest times to act. Not only can these funds help offset costs, but they also allow you to invest in your well-being before the new year begins.
What Expenses Qualify for FSA and HSA Reimbursement?
Your FSA or HSA is designed to cover medical expenses that are deemed necessary for your health, and that can include weight loss programs prescribed by a licensed healthcare provider.
If your provider determines that your weight contributes to a health condition, like high blood pressure, diabetes, or sleep apnea, your treatment plan may qualify. This includes:
- Initial consultations and lab work
- Medically supervised weight loss programs
- Prescription medications such as GLP-1s (Semaglutide, Tirzepatide, etc.)
- Nutritional counseling and follow-up visits
To make sure you’re covered, check your plan’s list of eligible medical expenses or call your benefits administrator. Every plan is different, and documentation from your provider may be required.
Why You Should Use Your FSA or HSA Before the End of the Year
For FSA holders, the end of the year often means a “use it or lose it” deadline. Most FSAs reset on December 31st, meaning unused funds typically don’t carry over. HSAs, on the other hand, usually roll over from year to year, but that doesn’t mean you should wait.
Using your benefits now helps you:
- Start your weight loss journey before the holiday season hits
- Reduce out-of-pocket costs while funds are available
- Enter the new year already feeling healthier and more confident
If you’ve been putting off treatment or wondering how to get started, your FSA or HSA could be the bridge to make it happen.
How to Use Your FSA or HSA for a Weight Loss Program
Getting started is simple:
- Schedule a consultation – Meet with one of our medical providers to discuss your goals and determine eligibility.
- Obtain documentation – We’ll provide a treatment plan and any necessary medical documentation for your records.
- Use your card or submit for reimbursement – Most FSAs and HSAs allow you to pay directly with your benefit card, or you can submit your receipt for reimbursement.
This is the time of year when schedules fill fast and benefits expire quickly. Don’t wait until January! Take advantage of the coverage you’ve already earned.
At My New Life Weight Loss, we believe that lasting results come from real medical support and compassion, not crash diets or empty promises. Our providers will work with you to create a personalized plan that’s safe, effective, and eligible for your FSA or HSA coverage.
Let this be the year you invest in your health, not another quick fix. Contact our scheduling team today to learn more!